Loans by Horvat Capital
Smart Lending. Real Results.
Flexible Loans to Power Your Property, Projects & Business
At Horvat Capital, we believe the right finance can turn your plans into performance. Whether you’re buying your first home, funding a new development, or scaling your business, our tailored lending solutions are designed to move fast, fit your goals, and give you a competitive edge.
As a licensed financial brokerage, we provide access to a wide panel of banks, private lenders, and non-bank financiers, delivering flexible structures, competitive rates, and expert advice — all under one roof.
Home & Investment Loans
Whether you’re stepping onto the property ladder or adding to a diversified portfolio, our home and investment loan solutions are designed to match your lifestyle, risk profile, and return expectations.
We help clients secure:
- Owner-occupied home loans
- Investment property finance
- Variable and fixed rate structures
- Interest-only and principal & interest options
- SMSF (Self-Managed Super Fund) lending
- Low-doc and alt-doc loans for self-employed borrowers
By assessing your full financial picture and future goals, we ensure your debt structure works for you — not against you. Our advisors also monitor market movements to recommend timely refinancing or restructuring opportunities that save you money and improve leverage.
Business Loans & Equipment Finance
Access to capital should never be the bottleneck in your business growth. We help entrepreneurs, tradies, and SMEs access tailored commercial finance solutions that enable them to scale with confidence.
We assist with:
- Business expansion loans
- Working capital finance
- Cash flow lending
- Vehicle & equipment finance
- Fit-out and acquisition funding
We understand how to structure debt that complements your business model and revenue cycle, with a focus on preserving liquidity and strengthening operational resilience. Whether you need a fast approval for urgent capital needs or a long-term facility to support your growth trajectory, we can deliver.
Why Borrow with Horvat Capital?
Feature
- Tailored Lending
- Fast Turnarounds
- Broad Lender Panel
- Expert Guidance
- Integrated Approach
Benefit
- Loans matched to your goals — no one-size-fits-all.
- Get approved quickly so you can move forward confidently.
- Access bank and non-bank options in one place.
- Work with real people who understand strategy and structure.
- Combine your finance with property, development, or savings plans.
Ready to Unlock Capital?
Talk to our finance team today and take the next step with confidence.
We’ll help you compare options, structure the right loan, and access the funding you need — faster, smarter, and with no hidden fees.