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The Upgrade Concierge

Upgrade Your Home or Investment. Seamlessly.

Our “Upgrade Concierge” is a complete, end-to-end service for homeowners and investors who want to step up into a bigger family home, relocate for a lifestyle shift, or trade up to a more strategic investment property — without the stress of juggling multiple professionals.

A Big Step, With Big Challenges.

Moving up to your next property can be one of the most exciting milestones in life — whether it’s giving your family more space, chasing a lifestyle you’ve always wanted, or reshaping your portfolio for stronger returns.

But upgrading is rarely simple. You’re facing one of the most complex financial and logistical moves you’ll ever make:

You’re likely asking:

  • How do I maximise the sale price of my current home?
  • Can I access enough equity to comfortably fund the upgrade?
  • Should I buy before selling, or sell before buying?
  • How do I coordinate sale, settlement, finance and purchase so it all lines up?
  • Who can I trust to handle the process without me dropping the ball?

On your own, this can quickly become overwhelming — and costly if mismanaged.

Your Complete Partner

Upgrade with confidence, without the chaos.

Our “Upgrade Concierge” was created to remove the stress and complexity from the entire process. We act as your dedicated partner, managing every stage — from selling your existing home, to structuring your finance, to finding and securing your next property.

We bring all the expertise you need — real estate, finance, and buyer representation — under one roof. That means no more juggling multiple advisors, no miscommunication, and no unnecessary delays.

Our 4-Step Pathway to a Seamless Upgrade

Step 1: Sale Strategy & Preparation

We maximise the value of your current property through precision valuation, tailored marketing, and smart refurbishments. Our goal is to ensure you sell on your terms, at the highest possible price.

Step 2: Smart Financing

As licensed mortgage brokers, we design a strategy that leverages your equity, secures the right loan, and aligns with your lifestyle and goals. We make sure your upgrade is financially achievable and stress-free.

Step 3: Buyer Agency for Your Next Move

Whether you’re upgrading to a larger family home, relocating for lifestyle, or trading up in your portfolio, we source, negotiate, and secure the perfect property that matches your vision.

Step 4: Seamless Transition Management

From coordinating settlement dates to ensuring your financing, sale, and purchase all align, we manage every moving part. The result? A smooth transition where you can focus on the excitement of your next chapter.

The Horvat Capital Advantage: Integration and Peace of Mind

Why choose the Upgrade Concierge? Because upgrading is one of the most complex moves you’ll ever make — and small mistakes can cost thousands.

By working with Horvat Capital, you gain:

  • A Single Point of Contact: One partner handling the entire journey.
  • Integrated Expertise: Licensed real estate, finance, and project professionals working together.
  • Peace of Mind: Knowing every step is aligned, optimised, and managed by specialists.

Make Your Next Move the Smarter Move

If you’re ready to step into your next property with confidence and clarity, the Upgrade Concierge makes it simple.

The first step is a confidential, no-obligation consultation to discuss your goals and map the best path forward.